Senior Sales Officer Home Loan
Delhi, IN
6d ago


100% achievement of the assigned targets for sales and collection Doing Marketing activities , leafleting , Canopy . Identifying new source of business prospect and areas Coordinating with prospective customer and existing customers for sourcingnew business Serving customer queries andBuild up customer relationship and develop brand value in the market Attending all the customer queries and providing resolution to their issues accordingly.

Portfolio Management in Co-ordination with Operations & Collection department Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs.

Following BM / PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits done reports .

Visiting the customers for first FI and meeting taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc.

and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM ( Credit Appraisal Memo) Taking reference Check of customer from local market and existing customers.

Following policies &procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMI's of such delinquent cases in calibration with collection team.

Awareness, maintainingand stopping the Early Delinquency , Non starter cases in portfolio , make the team trained and action oriented towards wrong decisioning and treatment of such cases at priority.

Manitaing least OTC / PDD pendency and tiomly clearance of the same. Ensure to maintained non RPDC portfolio , all cases of portfolio should be ACH.

Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to get the operational errors corrected and get the 100% cases repayment in NON PDC mode.

collection of fresh data from open marketing activities for tele calling and self sourcing .Following of the leads so generated from this data receiving from telemarketing team Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case Clearing all queries coming from credit , OPS , Legal , Valuation .

Timely submission ofdaily MIS and sourcing datato reporting authority

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