PositionTitle : ? Large Clients Group
Purpose of the Job : Assistant relationship manager is primarily responsible for creditappraisal of the corporates. An ARM is responsible to execute end to end setprocesses such as financial analysis, note making, documentation etc.
for thetransactions under the guidance of the Relationship Manager. ARM also assiststhe Relationship manager in Client servicing and portfolio management.
ARMfacilitates disbursement of funds once sanction is in place throughcoordination with various internal groups
Key Deliverables :
Credit Appraisal : Assistant Relationship manager isexpected to understand the client?s financials in detail and prepare qualityappraisal note in collaboration with Risk Management team.
Documentation : Completingpost-disbursement documentation activities in coordination with control groupssuch as Legal, Credit Middle Office, Planning
Portfolio management : Assistthe Relationship Manager in managing portfolio of corporate clients
Support the RelationshipManager in achieving business targets, acquiring and onboarding new clients
Client servicing incollaboration with Commercial Banking and treasury teams
Track the pendency on post sanctiondocuments and procedures and ensure that they are adhered to in a timely manner
Ensure that the disbursement happens ontime and as per terms and conditions agreed upon by the bank and the client
Key skills :
Understanding of financial statements such as Balance sheet, Cashflow statements
Knowledge of computation of key financial ratios
Knowledge of Basic Banking Instruments and Corporate Banking DebtInstruments
Communication and presentation skills
Qualification& Experience :
CA / MBA with 0 - 4 yearsof relevant experience
Min Exp (yrs) : 0.00
Max Exp (yrs) : 4.00