Financial Responsibilities Business Target achivement and ensuring productivity requirements. To generate potential business leads, follow up and bringing it to closure from sourcing channels To assess the customer profile, visit customer's place, collect necessary documentation and recommend customers to credit buyers for approval Ensure physical delivery of vehicle from the dealer / channel partner.
Need to be vigilant on asset jumping / over pricing etc. Follow up and collection of deferrals and post disbursement documents and ensure that these are collected in a timely manner.
To ensure his own threshold targets are met every month Only Direct sourcing from authorised dealers and empanelled channels.
No third party sourcing is allowed, which includes employees of other banks and financial institutions. Manage relationship with dealers, Commercial Associates, referrals and other sourcing channels to ensure that business volumes are generated through these channels.
Responsible for Asset verification and Non starter-Early default cases Timely service customer service requests and build relationships.
No false commitments in the market place / Misselling is strictly not allowed No cash transactions without official reciepts Needs to adhere to discipline and decorum of the organisation and share all relevant information with the seniors promptly.
Non Financial Responsibilities 1. To understand the core of the Company s business philosophy and methodology 6. Explain the terms and conditions to the customer with full transparency and clarity in line with the company’s motto of 4Fs Fair, Fast, Flexible and Friendly .
Explain the terms and conditions to the customer with full transparency and clarity in line with the company’s motto of 4Fs Fair, Fast, Flexible and Friendly .
Provide timely feedback on customers to the channels Compliance & Risk Responsiblities Key Interactions Internal External Credit Team, Legal, MIS , Collections, Technical and Operations team