Lead - Risk Analytics Lending
Archer & Bull
Mumbai, Maharashtra, India
4d ago

Build a strong risk & business analytics team

  • Create innovative and disruptive strategies for risk segmentation and scoring of NTC / ETC customers based on their behavior across diverse categories like groceries, apparel, electronics, travel, hospitality, etc.
  • Work with data science experts to create models that can be leveraged across the lending journey. These will be leveraging the rich customer & transaction data across a wide range of the group’s brands
  • Train, test & optimize the credit risk models to digital lending products like PL, EMI, BNPL which have a different level of creditrisk based on the business model, product construct, lender & brand partner
  • Augment the brand data with external data-sets (traditional / alternate) & add dimensions that enrich credit risk understanding of the customer
  • Collaborate with the lender, credit bureaus and fintechs for creating underwriting policies & frameworks backed by the analytical models

  • Work with data product stake holders to help maximize value from the alternate data captured and productize that solution
  • Work closely with Product and growth stake holders to better understand customer funnels and maximize them
  • Create personalization frameworks to drive acquisitions and high approval rates through the consumer platform
  • Identify cohorts which are prime for cross-sell, up-sell and create data-led strategies for driving these objectives
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