Consumer & Wealth Management Division - Vice President - Consumer Credit Platform - Product Management - Bengaluru
Goldman Sachs
Bengaluru, Karnataka, India
5d ago

Job Description

CONSUMER (MARCUS BY GOLDMAN SACHS)

Marcus by Goldman Sachs is the firm’s consumer business, combining the entrepreneurial spirit of a startup with 150 years of experience.

Today, Marcus has $90 billion in deposits, $7 billion in loan balances and 4 million customers across our lending and deposits businesses, as well as the personal financial management app, Clarity Money.

Through the use of insights and intuitive design, we provide customers with powerful tools and products that are grounded in value, transparency and simplicity.

We are backed by our unique team, comprised of individual contributors from leading agile technology companies, fintechs and consumer financial services companies, allowing us to disrupt the industry, while helping consumers take control of their financial lives.

CONSUMER AND WEALTH MANAGEMENT (CWM)

Across Consumer and Wealth Management (CWM), Goldman Sachs helps empower clients and customers around the world reach their financial goals.

Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees.

Our consumer business provides digital solutions for consumers to better spend, borrow, invest, and save. Across CWM, our growth is driven by a relentless focus on our people, our clients and leading-edge technology, data and design.

OUR IMPACT

Marcus by Goldman Sachs is the firm’s consumer business, combining the entrepreneurial spirit of a startup with 150 years of experience.

Today, Marcus has $90 billion in deposits, $7 billion in loan balances and 4 million customers across our lending and deposits businesses, as well as the personal financial management app, Clarity Money.

Through the use of insights and intuitive design, we provide customers with powerful tools and products that are grounded in value, transparency and simplicity.

We are backed by our unique team, comprised of individual contributors from leading agile technology companies, fin-techs and consumer financial services companies, allowing us to disrupt the industry, while helping consumers take control of their financial lives.

YOUR IMPACT

As a VP of Credit Platform Product, you will have the opportunity to partner with Engineering to design and deliver a credit platform that will enable best in class credit risk capabilities coupled with well thought out architectural design and implementation.

In this role, you will join a team committed to superior consumer experience in a fast paced result driven culture. We are looking for individuals who are proactive and can work with a sense of urgency.

JOB SUMMARY AND RESPONSIBILITIES

  • Define feature development, build consensus among stakeholders and partner with engineers and designers to deliver high-quality experiences
  • Conduct quantitative and qualitative research to inform product strategy and pipeline development
  • Define new features to be built, write user stories and acceptance criteria and groom stories with developers and designers
  • Partner with Credit Risk functional teams to design risk capabilities that drive exceptional customer experience
  • Lead Analysts and Associates to manage projects and drive end-to-end project delivery
  • Identify, document, and improve existing processes in order to maximize efficiency in constantly evolving environments
  • Research and remain current on the latest industry trends and recommend tools, services and practices for improvement
  • BASIC QUALIFICATIONS

  • Minimum 5 years of experience in product management or risk management experience with debit cards, credit cards, checking products in an agile product development environment
  • Proven analytical skills and problem solving ability paired with meticulous attention to writing detailed requirements and product specifications
  • Strong communication, presentation and problem solving skills
  • Aptitude for building relationships that enable smooth interactions and collaboration in cross-functional environment.
  • Communicate effectively & influence others

  • Strong organizational skills with an ability to effectively manage competing priorities
  • Desire to work in a fast paced environment, consistently adhering to strict deadlines and evolving priorities
  • Proficient in Excel, PowerPoint, Confluence, Jira
  • Bachelor’s or Master’s degree (U.S. or equivalent)
  • PREFERRED QUALIFICATIONS

  • Previous experience building credit capabilities (e.g., underwriting, portfolio management, decision engine)
  • Product management experience and / or Engineering experience
  • Advanced quantitative / deductive reasoning skills
  • Previous experience in automation, process optimization and increasing efficiency
  • Experience with architecture design and code reviews to validate best practices
  • Experience with SQL and data science tools (Python / R / SAS)
  • Experience with graph databases a plus
  • Report this job
    checkmark

    Thank you for reporting this job!

    Your feedback will help us improve the quality of our services.

    Apply
    My Email
    By clicking on "Continue", I give neuvoo consent to process my data and to send me email alerts, as detailed in neuvoo's Privacy Policy . I may withdraw my consent or unsubscribe at any time.
    Continue
    Application form