Manager-CEQ-Central Operations-Mumbai - Lodha (I-Think Techno Campus)-M1-M3
Tata Capital
Thane, India
1h ago

Job Description Ensure efficient and fastidious decisions on loan applications sourced by sales team across India

Post Graduate / Graduate in any discipline

o Review and assess a broad range of loan applications within defined guidelines and accordingly facilitate decision while ensuring adherence to the prescribed policy

o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.

o Maintain portfolio MIS, delinquency MIS and other operations related MIS of the cluster and regularly report the same.

o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties

o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.

o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.

o Enable quick turnaround of credit lending proposals for the retail loan product in close liaison with the sales team

o Provide support to branches in achieving business targets through timely decisions and ensure the quality of underwriting is maintained with healthy accept ratio.

o Optimize the productivity of the team and ensure it is maintained as per the standards set, providing regular trainings to the team on the updates of the policy changes.

o Ensure the improvement in quality of files inward by the branch with regular guidance and provide support to branches in achieving business targets

Report this job
checkmark

Thank you for reporting this job!

Your feedback will help us improve the quality of our services.

Apply
My Email
By clicking on "Continue", I give neuvoo consent to process my data and to send me email alerts, as detailed in neuvoo's Privacy Policy . I may withdraw my consent or unsubscribe at any time.
Continue
Application form