We have a very urgent requirement with one of our client.Position : Area MAnager- SMELocation : Chennai & Davangere(Karnataka)Primary Responsibilities Business-
Daily / Weekly / Monthly monitoring of the accomplishment of targets (new customer acquisition, retention and enhancements of existing customers) according to the annual / monthly targets established for the area and branches under his / her responsibility to provide guidance and solutions to his / her team as and when required-
Assigns targets and results on daily, weekly, monthly basis of portfolio of risk by different categories such as days in arrears, number of installment due, amount within his / her region by area, branch, Relationship Officer with the objective to identify tendencies and risks.
Ensure customers are educated about all products / services offered by Ujjivan.- Implement marketing strategy for the area-
Ensure lower customer attrition by providing different products as per customer requirement.- Focus on lower TAT as per laid down standards.
Ensure compliance with lending guidelines, quality framework and audit requirements- Ensure speedy resolution of any audit observations and take necessary steps to prevent recurrence of the same -
Sanctioning of loans according to the policy in place.- Ensure, supervise the correct implementation of the credit procedures including all the respective tools-
Discuss and suggest strategies and changes in terms of products, capacity building, procedures etc.Learning & Performance-
Ensure that all members of his team are up to date on all relevant circulars and all products / services offered in the Branch -
Ensure adherence to training man-days / mandatory training programs for self and team- Ensure goal-setting, mid-year review and annual appraisal process within specified timelines for self and team-
Monitor performance of staff against defined goals / metrics and take corrective action wherever required; undertake disciplinary and attendance monitoring of secured loans team.
Mixed experience of Sales + Credit is acceptable, but should be predominantly in sales. (ref : updazz.com)