Credit and Portfolio Intermediate Analyst
6d ago
source :

Job Description

Responsible for existing customer management for Citibank cards through credit strategies for portfolio actions like credit limit, loan on phone and other segmentation strategies to maximize risk weighted revenues and profitability

Create and manage portfolio and segment level benchmarks for each portfolio action

Present deep dive analysis and new strategy reviews to business and credit seniors and get necessary approvals for policy changes / tests

Work jointly and liaison with product portfolio teams in managing projects like new product launch, policy change implementations and process changes

Manage technology implementations, user testing and final production release where ever required

Work closely with other Citi teams like modeling team in creation of new behavior scorecards and segmentation strategies

Ensure proper tracking and create and publish MIS reports demonstrating portfolio actions credit performance and compliance to policy

Participate and manage internal and external audits

Ensure complete compliance with Citi global credit risk policy guidelines at all times

Conduct regular reviews of current policies and raise policy exceptions and corrective action plans wherever necessary

End to end management of the tool FICO TRIAD and CDE Blaze including administration, implementations, working with regional and local tech teams to facilitate changes etc.

Required Skills :

Ability to work with minimal supervision

Experience in risk analytics, policy management and segmentations analysis

Sound business knowledge of unsecured products like credit cards and related key performance metrics

Ability to manage technology projects and implementations

Ability to interact collaboratively with business teams, technology and regulators

Capable of managing multiple and varied projects end to end, including ability to coordinate and balance numerous tasks in a time-sensitive environment

Proficient skills in SAS, SQL, Excel, Word and PowerPoint

Experience in use of segmentation and CHAID tools like SAS Miner and / or Knowledge Seeker

Ability to present / justify data and participate in leadership meetings and regulatory meetings

Effective written and verbal presentation skills

Willing to learn new technology and applications

Post graduate in Economics, Quantitative / Statistical degree, MBA from top tier school

Salary : Not Disclosed by Recruiter

Employment Type : Permanent Job, Full Time


risk analytics credit risk project management credit cards customer management product portfolio credit card personal loans credit acquisition credit underwriting loan on phone fico traid cde blaze chaid sas SQL

Desired Candidate Profile

Please refer to the Job description above


UG : Any Graduate - Any Specialization

PG : M.A - Any Specialization, Statistics, Economics, MBA / PGDM - Any Specialization

Doctorate : Doctorate Not Required

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