Senior Credit Analyst - Corporates
Societe Generale Private Banking
Bangalore - India
2d ago


Societe Generale Global Solution Centre (SG GSC), a 100% owned subsidiary of European banking major Societe Generale (SG), Our role and purpose is to enable the strategic vision of Societe Generale Group.

We are doing this by pioneering cutting edge innovation from Design Thinking to Smart Automation & Artificial Intelligence, and applying it to banking.

SG Global Solution Centre provides services in the areas of Application Development and Maintenance, Infrastructure Management, Business Process Management, and Knowledge Process Management, to Societe Generale's business lines around the world.

We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status .


Conducting a thorough and comprehensive credit assessment of counterparty's credit profile, proposing internal Obligor Ratings (OR) and submitting the written recommendation for approvals to SG's risk department (RISQ).

Also involves continuous monitoring of credit profile and OR.

Functional -

Good conceptual knowledge on accounting fundamentals.

Good knowledge on financial and banking products.

Good understanding of rating methodologies.

Bloomberg and Reuters functional knowledge.

Behavioral -

  • Result Orientation
  • Client Focus
  • Contribution to Strategy
  • People Development
  • Change leadership
  • Profile

    Responsible for evaluating the financial performance of large corporate clients by spreading financial statements in standard templates, analysing economic conditions and industry trends, comparing counterparty performance relative to peers, client strategy and management assessment, incisive financial statement analysis using financial ratios, templates and models, complete covenant compliance, financial projection, SWOT analysis, providing a near-

  • term outlook and credit recommendation;
  • Responsible for the accuracy of internal risk ratings and inputting financial and economic data in SG’s rating system;
  • Managing credit limit database and exposures, to ensure that they are consistent with the bank’s needs and objectives;
  • Working closely with onshore Analysts and Credit Officers in respective regions to evaluate risk and to monitor a client portfolio;
  • Responsible to research, write and present financial and industry analysis impacting credit decisions and submit the documents for approval; and

    Participate in process improvement initiative of the team.


    Education : Minimum Qualification : Post Graduation degree MBA / CA / CFA (International) / FRM

    Desired : CFA (International) / FRM

    Experience : 2 to 6 years

    Role : Credit Analyst

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