The Credit Initiation Specialist 5 is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.
The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.
Apply a higher credit authority limit, credit limits may vary depending on the country
Support an expansive and / or diverse array of products / services under little to no direct supervision
Ensure the quality of the tasks or services provided
Apply understanding of how assigned duties contribute to the work of the team / unit
Apply understanding of how the units coordinate their efforts and resources to achieve the objectives of the function
Apply working knowledge of technical and professional principles and concepts and in depth knowledge of team objectives
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
2-4 years of experience in a related role
Working knowledge of technical and professional principles and concepts
In-depth knowledge of team objectives
Must pass all local requirements from a policy standpoint to to analyze credit viability
Must also attend all refresher courses as provided by credit policy to keep abreast of the same
Consistently demonstrates clear and concise written and verbal communication
Demonstrated ability to remain unbiased in a diverse working environment
High School diploma or equivalent
Grade : All Job Level - All Job FunctionsAll Job Level - All Job Functions - IN
Time Type : Full time
Citi is an equal opportunity and affirmative action employer.
Minority / Female / Veteran / Individuals with Disabilities / Sexual Orientation / Gender Identity.
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