CBG:Credit Analyst
Axis Bank
Palayamkottai
4d ago

About Commercial Banking Group :

The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs.

by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc

About the Role :

Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc.

Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements

Key Responsibilities

  • Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
  • Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
  • Conduct review / renewal of accounts
  • Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.
  • Qualifications :

    Optimal qualification for success on the job is :

  • Graduates with a good academic background
  • CAs / Management Graduates / ICWAs will be preferred
  • Role Proficiencies :

    For successful execution of the job, the candidate should possess the following :

  • Good understanding of financial ratios and concepts
  • Good communication (both verbal and written) skill in both English and the local language
  • ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"

    Report this job
    checkmark

    Thank you for reporting this job!

    Your feedback will help us improve the quality of our services.

    Apply
    My Email
    By clicking on "Continue", I give neuvoo consent to process my data and to send me email alerts, as detailed in neuvoo's Privacy Policy . I may withdraw my consent or unsubscribe at any time.
    Continue
    Application form