Education : Graduate in any discipline
Functional Area : Retail Lending
Experience Required (in years) : 2-5 years
Job Description :
The objective of HDFC Star is to provide housing finance for households or small entrepreneurs, belonging Lower Income Groups (LIG) or Economically Weaker Section (EWS) of the society living in semi urban areas.
JOB TITLE-Credit Appraiser-HDFC STAR (HDFC Sales Payroll)
o Receive the application & personally visiting the customer’s business site, meeting the customer / his employer and residence
o Conducting personal discussions and assessing the business model of the customer and conduct third party checks( with vendors, suppliers, clients etc)
o Assess overall credit worthiness of the customer.
o Collecting & Checking the Documents.
o Recommending the loan for approval, getting the loan sanctioned and processing the loan on the system.
o Co-ordination with the channels for the pending documents collection as well as query resolution
o Create awareness about our housing loan product.
The selected candidate will absorbed on the payrolls of HDFC Sales Pvt. Ltd. (a 100% subsidiary of HDFC Ltd)"
EXPERIENCE REQUIRED 2-5 years in Microfinance / Affordable Housing sector
Desired Candidate Profile :
Good communication skills.
Good command over Hindi and the local language.
Good listening / observation skills
Ability to multi-task and manage overall operations.
Good Networking Skills.
Basic knowledge of computer required.
Ability to relate and communicate well with local residents, particularly those belonging to the lower income levels
The above position requires high energy levels, integrity, customer orientation, convincing skills, process orientation, time management and a strong determination to achieve results.