Specialist, Credit Risk Management
DBS Bank
Mumbai, Maharashtra, India
6d ago

Specialist, Credit Risk Management-(WD43380)

Job Purpose :

  • Manage Relationships of NPL clients with a view to exit at minimal loss.
  • Co ordinate audits / inspections by statutory auditors, internal auditors and RBI for NPL accounts.
  • Regulatory and internal reporting.
  • Key Accountabilities : -

  • Coordinating & communicating with clients as well as all internal communication. Undertaking regular monitoring of borrower accounts and maintaining an update on the developments in the respective borrower accounts.
  • Initiating legal action under recovery laws. Liaison with the law firms representing DBS in various courts / Tribunals.
  • Resolution of NPL cases. Appraising resolution proposals & scrutinizing relevant documents before proposing / seeking approval from competent authority, ensuring compliance with organizational guidelines .
  • Coordinate with various departments and Head Office for SAM MIS, for internal as well as external reporting. Resolving queries of the internal, concurrent as well as RBI auditors.
  • Job Duties & responsibilities : -

  • Adhere to the internal and regulatory risk management guidelines. Take control of all reporting requirements internal as well external.
  • Develop Recovery Plan for accounts in the portfolio. Heighten portfolio monitoring to preserve the quality of our assets on a continuous basis.
  • Ensure reviews are completed prior to due date and are error free.
  • Interact and follow up with clients on required information and clarifications.
  • Education / Preferred Qualifications : -

    Professional qualification or post graduate degree, preferably in business, accountancy, , finance etc.

    Core Competencies : -

  • Good analysis & evaluation skills
  • Good interpersonal & communications skills
  • Good problem solving, planning & organizing skills.
  • Good knowledge of industries / sectors.
  • Good presentation skills
  • Technical Competencies : -

  • Sound knowledge of legal process apaplciable for resolution of NPL cases.
  • Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), Monetary Authority of Singapore and local laws and regulations that impact businesses in general.
  • Basic knowledge of legal environment in India
  • Work Relationship : -

    Interaction and good working relationship with IBG Relationship team, CCU and other product teams (GTS, T&M etc), and other Vendors.

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