The Group :
Morningstar Credit Ratings, LLC is registered with the U.S. Securities and Exchange Commission as a nationally recognized statistical rating organization (NRSRO).
Morningstar Credit Ratings issues credit ratings on a variety of security types including corporate and financial institutions, commercial mortgage-backed securities, residential mortgage-backed securities, and asset-backed securities.
Morningstar’s credit analysis helps investors make better-informed investment decisions. Our analysis is based on a thorough understanding of critical risk factors which allows our analysts to develop clear and concise opinions that focus investors on the credit risks that truly matter.
The Role :
As a credit analyst, you will perform fundamental analysis of corporate bond issuers across multiple industry sectors in support of a team of analysts based in North America and / or Europe.
The analyst will provide research and financial modeling support used to produce company and sector specific credit reports that incorporate creative insights and support the corporate rating process.
This position is based in our Mumbai office.
Key Responsibilities :
Analyze corporate financial statements to develop, propose, and defend Credit Estimates as a generalist corporate analyst for middle market companies across a variety of industries and jurisdictions
Apply financial and accounting principles to determine inputs for proprietary financial statement analysis tools and review the appropriateness of results
Prepare company evaluations for review by senior analysts and assist in preparation of other written materials, research and reports
Participate in analytical discussions with senior analysts and clients
Manage client facing administrative and data collection processes
Build and maintain relationships with clients, investors and bankers, providing timely and professional client services
Maintain related databases as required
A Bachelor's degree in Finance, Economics, Accounting, Business or Mathematics required.
MBA degree and / or CFA Candidate Level I completion is a plus, but not required
Minimum 1 to 3 years of experience into Corporate Credit Analysis.
Strong GAAP financial statement analysis skills and analytical abilities, including familiarity with GAAP accounting principles necessary for financial statement analysis
Familiarity with IFRS accounting standards, local European accounting standards and / or European financial statement formats is a plus, but not required
Strong financial statement analysis skills and analytical abilities, including familiarity with IFRS accounting principles necessary for financial statement analysis, is required.
Knowledgeable with respect to key aspects of legal documentation for SME corporate loans is required.
Excellent foreign language communication skills, both oral and written.
Must be comfortable analyzing companies across multiple corporate industry sectors
Strong spreadsheet skills and report preparation skills
Self-starter with ability to prioritize and complete critical work quickly, independently and with a sense of urgency.