Senior Analyst-Lending Operations
Accenture
Chennai, India
4d ago

Job Description

Skill required : Lending Operations - Underwriting

Designation : Management Level - Senior Analyst

Job Location : Chennai

Qualifications : BCom / MCom / Master of Business Administration

Years of Experience : 5-8 years

About Accenture Operations

In today's business environment, growth isn't just about building value-it's fundamental to long-term business survival.

So how do organizations sustain themselves? The key is a new operating model-one that's anchored around the customer and propelled by intelligence to deliver exceptional experiences across the enterprise at speed and at scale.

You will deliver breakthrough business outcomes for clients-by harnessing talent, data and intelligence to revolutionize their operating models.

Operations is one of four services that make up one Accenture -the others are Strategy and Consulting, Interactive and Technology.

Visit us at www.accenture.com

What would you do?

You will be aligned to our Financial Services, banking, Insurance, and Capital Market vertical which is focused on helping clients with their tax preparations, insurance coverage, and investment portfolios.

You will be working as a part of the Lending Operations team which prepares retail credit proposals, conducts pre-analysis, do dupe checks, data entry, customer point verifications (CPV), and review income documents in line with the client credit policy, procedures, and turnaround times.

The Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities.

The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation.

The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review.

What are we looking for?

We are looking for individuals who have the following skillset :

  • Good communication skills
  • Attention to Detail
  • Mentoring
  • Analytic skills
  • Assertive
  • It would be a value add if you are proficient in :

  • Underwriting
  • Roles and Responsibilities

  • In this role, you need to analyze and solve increasingly complex problems
  • Your day to day interactions is with peers within Accenture
  • You are likely to have some interaction with clients and / or Accenture management
  • You will be given minimal instruction on daily work / tasks and a moderate level of instructions on new assignments
  • You will need to consistently seek and provide meaningful and actionable feedback in all interactions
  • You will be expected to be constantly on the lookout for ways to enhance value for your respective stakeholders / clients
  • Decisions that are made by you will impact your work and may impact the work of others
  • You would be an individual contributor and / or oversee a small work effort and / or team.
  • Please note this role may require you to work in rotational shifts.

    Qualifications

    BCom / MCom / Master of Business Administration

    Important Notice

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