Credit Manager - Cross Sell
HDB Financial Services Limited
Kolkata
3d ago

Responsible for credit appraisals- loan applications of Sales Finance.

Responsible to maintain quality portfolio.

Responsibility to deliver the credit assessment target within specified Turnaround Time.

Responsible for Audit and Regulatory compliance for the Location.

Assist RCM with coordinating / managing RCU & verification vendors.

Take sound lending decisions based on available information & interactions with the applicants.

To interact closely with other functions such as sales / Operations / Collections / Policy / etc in ensuring smooth day to day functioning at Location.

Maintain the Database and making reports for Monthly cases.

Coordinating with agencies for proper sampling / screening of files for fraud prevention.

Managing performance in terms Cost of credit administration.

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