Function Description :
A single decision can have many outcomes. And when that decision affects hundreds of thousands of customers and employees, it needs to be the right one.
That’s where our Enterprise Credit & Fraud Risk Management and Enterprise Digital & Analytics teams comes in. CFR & EDA are the backbone of all financial services operations at American Express it impacts every aspect of the company.
As a part of this team, you’ll work with the industry’s top CFR & EDA teams to create smart but innovative strategies that advance our market share and the way we do business.
If you’re interested in getting to know all areas of our business and can translate our business needs into remarkable solutions, you should consider a career in CFR & EDA.
Job responsibilities :
There are three Job families within Enterprise Credit & Fraud Risk Management and Enterprise Digital & Analytics teams. Specific job responsibilities vary as per the Job family.
Decision Sciences :
Development, deployment and validation of predictive model(s) and supporting use of models in economic logic to enable profitable decisions across risk, fraud and marketing Strategy and Insights :
Development, review and / or execution of economic logic & analytical solutions to drive profitable marketing or credit business actions.
Product and Capabilities :
Development and deployment of best-in-class solutions in partnership with Decision Science and Strategy teams, while leveraging cutting edge technology and platforms
Analyze large amounts of data to derive business insights and create innovative solutions
Leverage the power of closed loop through Amex network to make decisions more intelligent and relevant
Innovate with a focus on developing newer and better approaches using big data & machine learning solution
Critical Factors to Success : 1.Business Outcomes :
Drive billing, revenue growth and profitability through advanced analytical techniques
Maximize business returns by institutionalizing efficient and accurate models.
Innovate Modeling Techniques and Variable creation
Ensure Modeling Accuracy and enhance modeling efficiency in existing processes using Machine Learning
2. Leadership Outcomes :
Put enterprise thinking first, connect the role’s agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders.
Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offerings
Demonstrate learning agility, make decisions quickly and with the highest level of integrity
Lead with a digital mindset and deliver the world’s best customer experiences every day
Past Experience :
4+ years experience in analytics , big data workstreams
Academic Background :
MBA, Master’s Degree In Economics, Statistics Or Related Fields From Top Tier Institute
Functional Skills / Capabilities :
Ability to drive project deliverables to achieve business results
Ability to work effectively in a team environment
Strong communication and interpersonal skills
Ability to learn quickly and work independently with complex, unstructured initiatives
Ability to Integrate With Cross-Functional Business Partners Worldwide
Good Programming skills are a must
Knowledge of SAS, Java, Hive, Pig, Python, SQL is a plus
Knowledge of MS Office PowerPoint, Excel
Technical Skills / Capabilities :
1. Analytics & Insights & Targeting
SAS, R, Python ,Hive, Pyspark, SQL
Advanced Statistical Techniques
Hands on programming and ability to design
2. Data Science / Machine Learning / Artificial Intelligence
Expertise in Coding, Algorithm, High Performance Computing
Unsupervised and supervised techniques - : active learning, transfer learning, neural models, Decision trees, reinforcement learning, graphical models, Gaussian processes, Bayesian models, Map Reduce techniques, attribute engineering
Gradient boosting machines, self-reinforcing algorithms
Knowledge of Platforms :
Big Data - Cornerstone, Teradata
Behavioral Skills / Capabilities :
Enterprise Leadership Behaviors
Set The Agenda : Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective
Bring Others With You : Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential
Do It The Right Way : Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage