Job Summary Credit underwriting of MSME loans from multiple markets. Effective use of technology to underwrite the loans.
Provide inputs for refinement of credit appraisal process, model and technology Lead inputs for Credit Analytics implementation Guide the Sales team on credit aspects of SME lending Monitoring of portfolio -
through use of an early warning framework Work with Sales and Collections team for overall health of the portfolio Ensure regulatory compliance and internal controlsDesired Candidate Profile 2 -
5 years of experience in MSME Credit Underwriting Must have handled MSME clients with turnover ranging from 50 lacs to 15 crore per annum Experience of both secured and unsecured loans Must have worked with an NBFC, Small Finance Bank or Bank in the area of MSME Lending Must have strong analytical skills and risk management skills.
Must have strong understanding of credit risk, fraud risk and should ideally have strongintelligence network into local market Experience of handling bad accounts and NPAs would be an added advantage Should have personal experience of interacting with collection teams Should be comfortable with using technology Must be business friendly and have a problem solving approach Comfortable with all documentation pertaining to loans, collateral, guarantees,Lower Parel, Mumbai