Portfolio Montoring - Secured / Unsecured
Head Hunters
6d ago

A.Position Purpose

The incumbent will be part of the portfolio risk analytics and will be responsible for proactively conducting risk segmentation, analytics, model validation, etc.

across products and credit lifecycle. S / he will also be involved with implementing & tracking a robust framework for identification of Early Warning Signals to ensure that portfolio(s) are within risk appetite.

Portfolios : LAP, Direct Assignment, MSME

B.Position Responsibilities

Sr.Key Responsibilities

1Conduct retail credit risk reviews for Bank to ensure appropriate governance and oversight, to assess entire credit cycle risk strategies, policies, systems and risk team capabilities.

2Responsible for portfolio risk analytics, including portfolio segmentation, acquisitions performance reviews, etc. with a view to build a resilient retail asset portfolio

3Maintain current knowledge of business, organizational, credit risk and technological changes as well as pertinent internal and regulatory policy and procedural requirements to ensure review integrity, process innovation, and service quality.

4Establish an analytically driven EWS system, monitor information from various sources to identify emerging portfolio and individual borrower risks through an Early Warning Process, and to propose suitable actions

5Work closely with collections to establish strategies to drive higher resolution rates while controlling for cost of collection

6Collaborate with various stakeholders viz. Credit Risk, Business, Retail Analytics and Operations to strengthen the existing credit review processes and advise changes in credit policies based on learnings from credit risk reviews and portfolio reviews

Salary : INR 8,00,000 - 16,00,000 PA.

Industry : Banking / Financial Services / Broking

Functional Area : Analytics & Business Intelligence

Role Category : Analytics & BI


BankingModel ValidationRisk AnalyticsCredit RiskRetail AnalyticsRetail CreditService Quality

Desired Candidate Profile

Please refer to the Job description above

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