Credit Manager
SMS Consultancy Pvt Ltd
Hyderabad, India
2d ago

Job Description


Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business.

The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case.

EXTERNAL : Customers


Credit Head for HFC

Risk & Compliance team

Credit Analyst and Operations


Knowledge of local markets and trends in retail lending

Understanding of local business and micro economy

Ability to work under tight deadlines and to prioritize conflicting and changing priorities

Keen understanding and focus on risk, controls, compliance and regulatory framework

Ability to liaise with internal stakeholders and cross-functional teams

Strong customer focus and management of stakeholder expectations

Strong analytical & communication skills (written & verbal)

Should be willing to adapt to digital tools and processes


Preferably CA / CA Inter / ICWA / MBA Finance / Post Graduate / Graduate

1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP / SME)

Deep experience & understanding of retail financial services across NBFCs, banking

Key Skills

  • Finance Manager
  • Credit Control
  • Credit Appraisal
  • Credit Underwriting
  • Credit Management
  • Credit Operations
  • Credit Manager
  • Industry

    Banking / Financial Services / Stock Broking

    Functional Area

    Financial Services / Banking, Investments / Insurance / stock market / Loan


    B.Com, M.B.A / PGDM, M.Com, CA, CS, ICWA

    About SMS Consultancy Pvt Ltd

    SMS Consultancy Pvt. Ltd. is Established in 2002, well known and trusted name in Orissa in resettlement solutions. We have served many people in Orissa, for more than three year now, helping them in Immigration, settlement, overseas education and job assistance in abroad.

    We have business associates in India as well as in abroad.

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