Requirements Proven work experience of 6 -12 years as a Credit Head / Manager / Analyst from an NBFC / Bank / Fintech Excellent Analytical skills Bachelors degree in Commerce, Business Administration, Finance or similar field Knowledge of SQL & Power BI will be added advantage Deep understanding of industry / function and associated processes, data and systems A self-starter, love learning and are constantly working to keep your skills up to date Good communication skills.
Good interpersonal skills. Detail orientated. Ability to deal with stressful situations. What we expect from you? Collaborating with both the operations and business development teams to ensure applications are completed in a timely manner Ability to identify and make recommendations for approval policy exceptions.
Partnering with credit and operations teams to troubleshoot and optimize application and credit processes through automation.
Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations Evaluating the creditworthiness of potential customers.
Ensuring all loans and lending procedures comply with regulations. Analysing and mitigating risks on new as well as existing customers.
Monitor Delinquency and NPA to budgeted levels Support development of Credit Scorecards, Risk Models & auto-approval mechanisms Monitor & analyse the output / results Credit Scorecards, Risk Models & Auto-Approval Rule engine Work closely with Tech Team for development of new features / systems Reviewing and updating the companys credit policy Minimal rework / errors as part of underwriting quality Maintaining TAT as per guidelines Handling & Monitoring the Performance of the Credit Team Prepare CAM Reports What you get?
Open environment where we celebrate our successes and failures Attractive ESOPs along with a competitive salary Fun location in the heart of Fort's street food vendors, Kala Ghoda's cafes and restaurants