Education : Graduate in any discipline
Functional Area : Retail Lending
Experience Required (in years) : 2-5 Years
Job Description :
The objective of HDFC Star is to provide housing finance for households or small entrepreneurs, belonging Lower Income Groups (LIG) or Economically Weaker Section (EWS) of the society living in semi urban areas.
JOB TITLE- Sales Officer-HDFC STAR (HDFC Sales Payroll)
Generate leads and create awareness about our housing loan product.
Enhancing business from existing builders, establishing new arrangements with builders for generating business for HDFC Ltd.
Meeting & interacting extensively with customers, identifying the specific needs of the customer and suggesting optimal solutions.
Do initial screening and assessing overall credit worthiness of the customer.
EXPERIENCE REQUIRED 2-5 years in Microfinance / Affordable Housing sector
Knowledge of assessment based appraisal of income in informal sector with or without documents is essential)
The selected candidate will absorbed on the payrolls of HDFC Sales Pvt. Ltd. (a 100% subsidiary of HDFC Ltd)"
Desired Candidate Profile :
o Good communication skills.
o Good command over Hindi and the local language.
o Good listening / observation skills
o Ability to multi-task and manage overall operations.
o Good Networking Skills.
o Basic knowledge of computer required.
o Ability to relate and communicate well with local residents, particularly those belonging to the lower income levels
o The above position requires high energy levels, integrity, customer orientation, convincing skills, process orientation, time management and a strong determination to achieve results.