A brief about the role :
A member of Noida Lending operations, reporting to the Operations Manager Monitoring and Control Team and responsible for supporting nominated RDs who are developing and maintaining relationships with a portfolio of Larger Business customers and connected Personal customers.
A credit process specialist dealing with a range of credit activities for a number of portfolios
Provide high-quality financial analysis support to RDs, acting as an interface with other areas of LB risk and undertaking the monitoring of financials.
Responsible for reviewing and agreeing the Monitoring and Control elements of complex Facility Letter documentation.
Will be responsible for managing drawdown of significant lending deals ensuring that Regulatory and Internal procedures are adhered to.
Working in partnership with the Credit Managers and Post Sanction Case Managers, Coverage Team, servicing team and other specialists to ensure that we provide a joined up service to our customers at all times.
Own the day-to-day processing of financial information for a number of Larger Business Customers, act as liaison for risk management purposes with RD’s, RSM’s Credit and other relevant people
Use Zeus to analyze historic and projected financial information to identify key issues and monitor compliance with covenants and terms prior to discussing with Relationship Director
Responsible for ensuring Regulatory and Internal procedures followed for drawdown Monitoring and Control criteria met and for collating and managing customer produced financial information and input on Zeus.
Use knowledge of monitoring and control procedures to make recommendations to RD on protecting the Group from losses and managing high value facility risk and also taking ownership of urgent credit related matters such as reporting late management information and breaches
Provide technical input in connection with proposed monitoring and control to ensure it is correctly reflected in Zeus and the facility documentation and also ensure correctly complete covenant monitoring at all times.
Discuss customer breaches of covenants and terms with RD / Credit Manager and make recommendations / initiate remedial actions
Assist with the transfer of accounts to the Debt Recovery Unit (DRU) and assist the RD / Business Support team and others with the recovery procedures for non-DRU accounts;
Undertake and adhere to all compliance regulations applicable to your role and attend team meetings and contribute to environment of mutual support by sharing knowledge with other team members
Act as liaison for risk management purposes with RD’s, RSM’s Credit and other relevant people, Liaise with the Operations Manager and Head of Monitoring and Control team, providing feedback to aid performance development for other members of the Lending Operations
Develop and maintain relationships with key stakeholders across the Group, Use of conceptual knowledge for correct calculation of wide variety of complex covenant and triggers, Use of analytical knowledge for reviewing of customer financials and providing valuable input to coverage, credit managers and credit especially in case of breaches.
Contribute to environment of mutual support by sharing knowledge with other team members
CA / CFA / FRM or Post-graduate or MBA
Strong financial statements analysis skills
Aptitude to work in a dynamic business environment, periodically requiring tight deadlines and aggressive turn-around time
Excellent communication skills.
Strong business acumen to understand clients’ requirements
Barclays is a transatlantic consumer, corporate and investment bank offering products and services across personal, corporate and investment banking, credit cards and wealth management, with a strong presence in our two home markets of the UK and the US.
Our goal is to become the bank of choice by providing superior services to customers and clients and supporting our stakeholders via a commercially successful business that generates long-
term sustainable returns.
For further information on EVP, please click on the link below
Risk and Control Objective
All Barclays colleagues have to ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards.